228 loan - An Overview
228 loan - An Overview
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(four) Any other evidence demonstrating that the bank's Local community improvement solutions are conscious of community enhancement needs, for instance the volume of small- and average-earnings people today which can be participants, or quantity of companies served; and
indicates a bank that is not during the business enterprise of extending shut-conclusion residence mortgage loan loans, little business loans, compact farm loans, or car loans evaluated less than § 228.
(one) Any details relating to a bank's institutional potential or constraints, such as the dimensions and economical condition of your lender, safety and soundness constraints, or some other lender-distinct variables that considerably impact the financial institution's power to offer retail lending, retail banking products and services and retail banking goods, community advancement loans, community improvement investments, or Neighborhood advancement products and services;
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
For a little bank evaluated under the Compact Bank Lending Check, the Board premiums the financial institution's effectiveness beneath this section as offered in appendix E to this element.
(iii) An inventory showing Every single census tract where the bank reported a little business loan or a small farm loan;
(two) A replica of the general public portion of the bank's newest CRA functionality analysis well prepared by the Board. The bank must consist of this copy in the general public file within just thirty business enterprise times after its receipt in the Board;
(one) Revitalization or stabilization, critical community click here amenities, necessary Local community infrastructure, and catastrophe preparedness and weather resiliency things to do in Native Land Areas are actions specially qualified to and performed in Native Land Parts.
The Board seeks to act upon a draft plan in just 90 calendar days following the Board receives the complete draft approach and also other resources required pursuant to paragraph (f) of the portion.
Over the expression of the strategy, a bank may possibly ask for the Board to approve an Modification on the plan in the absence of a fabric alter in situation.
A financial institution need to specify in its strategy how all components of the approach included in paragraphs (g)(one) by (5) of the area, together with almost every other relevant efficiency exams not A part of an approved strategic approach, need to be viewed as to assign:
The Board evaluates The provision and usage of the lender's deposit solutions attentive to the requires of lower- and moderate-revenue individuals, family members, or homes as follows:
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) The variety of retail banking providers and retail banking products and solutions offered via digital delivery methods along with other shipping and delivery systems; and